Home Loan Overview

A Home Loan is a secured loan product where the lender provides finances for the purchase or construction of a residential property. One can also avail a housing loan to buy a plot of land and construct on it. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. The Home Loan is taken by a borrower against the property to be bought.

Most lenders get the property valued independently and provide loans based on their estimated value. It is important to remember, however, that frequently their valuation is significantly lower than the actual cost and hence the requirement of the borrowers goes up. Banks are provided 80% of Property markets value till 75 Lacs Loan if Customer is looking more then 75 Lacs Loan then Bank will give Home Loan 75% of the market value.

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Client Testimonials

I don't normally take the time to write positive reviews, but the experience I had with Capital Funding Mortgage was just so easy and smooth, and there were no "surprise" fees at closing.
Thanks again.
!Trudy .... Feasterville PA

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